Family

Financial relationships that grow with the family.

A member’s financial life rarely exists in isolation. Murmuration helps your credit union support the wider family — from a child’s first savings account to connected family relationships that make managing money simpler.

Children's accounts  ·  Linked family accounts  ·  Junior savings

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Start relationships that can last a lifetime

Start small. Build good habits. Grow together.

Children's accounts give families a simple way to start saving for the future while introducing younger members to good financial habits from an early age.

Parents and guardians can help children engage with saving, understand their money and see their progress as they grow. For your credit union, it can be the beginning of a relationship that lasts for decades.

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Children's accounts

A simple way for families to start saving for a child’s future.

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Visible progress

Savings and goals presented so children can understand them.

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Family conversations

Make money part of the conversation long before independence.

Bring the family together

Family finances are connected. Managing them should feel connected too.

Linked family accounts give eligible parents and guardians a simpler way to access and manage the accounts they’re responsible for through one joined-up digital experience.

Linked accounts

Access the accounts a parent or guardian is responsible for in one place.

Less switching

Fewer logins and less moving between separate accounts.

Greater visibility

A clearer picture of the family relationships in one experience.

Different accounts. One connected family experience.

From first savings to financial independence

A child’s first savings account can be the beginning of something much bigger.

As younger members grow, their needs change — from learning to save and managing their first money to everyday banking, responsible borrowing and building their own financial future. Be there for the first pound saved, and everything that comes after.

Turn one membership into a family relationship

One relationship. Generations of possibility.

One member can introduce another. Parents can open accounts for their children. Young savers can become adult members. And those members can eventually introduce families of their own.

By supporting those relationships through one connected experience, your credit union has an opportunity to become part of a family’s financial life for generations.

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Keep everything connected

Eligible family accounts connect with the wider member experience.

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Simple for families

Navigate the relationships they’re responsible for without extra complexity.

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Connected for your credit union

A clearer picture of the members and families your teams support.

Grow relationships that last generations

Start earlier. Grow together. Stay connected.

From a child’s first savings to managing money independently, help your credit union stay part of the moments that shape a member’s financial life.

Good habits start early.

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