Credit Union Banking
Murmuration gives your credit union its own banking facilities within the platform — supporting day-to-day operations, payments, liquidity, settlements and reserves without relying on separate banking processes.
The accounts your credit union needs
Give your credit union dedicated accounts for the different ways money needs to be managed — all within the Murmuration platform.
For your credit union's day-to-day banking activities and payments.
For managing liquidity and your credit union's treasury position.
For managing payment settlements efficiently.
For managing and maintaining your credit union's reserves.
Your credit union's banking. All in one place.
Make payments simply and efficiently
From everyday transfers to payroll and supplier payments, Murmuration gives your credit union the banking capabilities it needs to manage money efficiently.
Move money between your credit union accounts.
Send and receive Faster Payments.
Process multiple payments more efficiently.
Manage payments to your suppliers.
Make payments to your employees.
Move money immediately within the Murmuration ecosystem.
Know where your money is
Real-time visibility across your accounts.
See balances and transaction activity across your credit union accounts in real time, with the information your team needs available in one place.
Keep more banking within Murmuration
With its own banking facilities within the platform, your credit union can manage more of its day-to-day financial operations without relying on separate external banking processes.
Move money quickly between accounts and within the Murmuration ecosystem.
Reduce the costs associated with your credit union's everyday banking activity.
Benefit from free or low-cost payments within the Murmuration ecosystem.
Reduce reliance on separate banking processes and providers.
See more than your balance
See the measures that matter to your credit union, helping your team understand liquidity, cash position and the capacity available to lend.
Understand the relationship between member deposits and lending.
Keep sight of your credit union's liquidity position.
See how much capacity is available to support further lending.
Understand your current cash position.
Keep track of your credit union's reserves.
See expected movements in and out of your credit union.
Your credit union needs banking too
Murmuration isn't only the platform you use to serve your members. It gives your credit union the banking facilities it needs to operate — from everyday payments and settlements to treasury, reserves and liquidity.